EWA Enrollment Steps

An employee who is enrolled in an Earned Wage Access (EWA) Program is treated as a RocketKOR Customer. An Individual Customer Account is created for the employee, and a Financial Account is created for the account (such as a debit card) the employee is using for EWA disbursements.

The EWA enrollment process includes the following activities:

  • Create a new Individual Customer Account or lookup an existing Individual Customer Account.
  • Create a new external card Financial Account; lookup an existing external card Financial Account; or issue a new card and create a new integrated Financial Account.
  • Provide an EWA reference number (externalId) for the Customer or lookup an existing EWA reference number.
  • Provide the ID of the EWA Program in which the Customer will be enrolled.
  • Provide the Customer’s eligibility status for the EWA Program.

EWA Enrollment Use Cases

Use the following APIs to enroll an employee in EWA.

Use Case

APIs

  • The employee does not have a Customer Account.
  • You don’t want to provide any personal information for the employee.
  • The employee will use a tokenized debit card account for EWA.

POST /v1/customer-profiles/tokenized

  • The employee does not have a Customer Account.
  • You want to issue a new debit or credit card to the employee, to be used with EWA.

POST /v1/customer-profiles

  • The employee has a Customer Account.
  • The employee has an external card Financial Account.

POST /v1/customer-profiles/onboard

  • The employee does not have a Customer Account.
  • You do not want to issue a new debit or credit card to the employee.

Create a Customer Account:

POST /v1/customer-profiles

Onboard the Customer to EWA:

POST /v1/customer-profiles/onboard

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